Austria Salary Calculator 2026: Gross to Net
Work out your net salary in Austria after social insurance and wage tax, including the 13th and 14th salary and your annual net pay.
One monthly gross each; social insurance up to 17.07%, wage tax 6% after a 620 € allowance.
Wage tax rates 2026
Social insurance 2026
Limits and tax credits
How gross becomes net in Austria
In Austria salaries are paid 14 times a year: twelve regular monthly payments plus holiday pay and Christmas pay. From each payment the employer withholds social insurance, which goes to the health insurance fund ÖGK, and wage tax, which it pays to the tax office.
Social insurance
Employees pay 10.25% pension, 3.87% health and 2.95% unemployment insurance plus 0.5% each for the Chamber of Labour levy and the housing contribution (Wohnbauförderung), 18.07% in total. Since 2026 Vienna charges a higher housing contribution of 0.75%. Contributions are only due up to the ceiling of 6,930 € a month. Up to the marginal employment limit of 551.10 € employees pay nothing, and on low incomes unemployment insurance drops to 0% (up to 2,225 €), 1% (up to 2,427 €) or 2% (up to 2,630 €).
Wage tax
The regular monthly salary minus social insurance is projected to a full year; the 132 € standard allowance for work expenses and any commuter allowance are deducted. The tax scale is applied to the rest, with its thresholds raised by 1.73% in 2026 to offset bracket creep (kalte Progression). The transport tax credit (Verkehrsabsetzbetrag, 496 €), the sole earner or single parent credit, the commuter euro and the Family Bonus Plus are then subtracted from the tax.
13th and 14th salary
Holiday and Christmas pay count as other payments (sonstige Bezüge). After 17.07% social insurance (ceiling 13,860 € a year) the first 620 € are tax-free, then a flat 6% applies up to 25,000 €, followed by 27% and 35.75%. If the annual sixth is no more than 2,615 €, they are tax-free.
Example: 4,000 € gross
No children, outside Vienna: pension insurance 410.00 €, health insurance 154.80 €, unemployment insurance 118.00 €, Chamber levy and housing contribution 40.00 € and wage tax 552.41 €. You keep 2,724.79 € net per month. Holiday pay and Christmas pay come to 3,155.37 € and 3,118.17 € net, and the annual net is 38,971.02 €. On top of that the employer pays about 21% in its own social insurance (839.20 €) plus the employee severance fund, the family burden equalisation contribution and municipal tax.
What the calculator does not cover
There is no statutory minimum wage; minimum pay is set by collective agreements, so no floor is applied here. Overtime and allowances, benefits in kind, apprentices and older workers with reduced contributions are not included. Refunds from the annual tax assessment, such as the social insurance refund or the supplement to the transport tax credit, as well as family allowance and the child tax credit come on top of the net pay.
Frequently asked questions
How much net is left from 4,000 € gross?
Without children and outside Vienna you keep 2,724.79 € net per month: 722.80 € social insurance and 552.41 € wage tax are deducted. Including holiday and Christmas pay, that is 38,971.02 € net per year.
Why are the 13th and 14th salary taxed less?
Holiday and Christmas pay count as other payments (sonstige Bezüge). Within the annual sixth, the first 620 € are tax-free and a flat 6% applies up to 25,000 €. If the annual sixth is no more than 2,615 €, no wage tax is due at all. Social insurance is slightly lower at 17.07% because the Chamber of Labour levy and the housing contribution do not apply.
Does Austria have a statutory minimum wage?
No. Minimum pay is set in the collective agreements of each industry; most provide for around 2,000 € gross a month or more for full-time work. The calculator therefore applies no lower limit.
What is the Family Bonus Plus?
A tax credit of 2,000.16 € a year (166.68 € a month) per child under 18 and 700.08 € (58.34 € a month) per child aged 18 or over for whom family allowance is received. It can reduce wage tax to zero but not below, and parents can split it half and half.
When do you start paying social insurance?
Up to 551.10 € a month you are marginally employed and pay no employee social insurance. Above that the full contributions apply, but without unemployment insurance up to 2,225 €; it is 1% up to 2,427 €, 2% up to 2,630 € and 2.95% above.
What does the commuter allowance do?
The commuter allowance (Pendlerpauschale) of 31 € to 306 € a month reduces the wage tax base. On top of that there is the commuter euro, 6 € per kilometre of one-way distance per year since 2026, which is deducted directly from wage tax.